Physicians Insurance
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Business Owners & Umbrella Policies


Physicians Insurance Agency—through a strategic alliance with a major carrier rated "A" by A.M. Best for financial strength, and Pilkey-Hopping & Ekberg—offers Physicians Insurance members a competitively priced office package policy.

The business owners policy provides protection for 1) the building, if you own it; 2) your business personal property; and 3) $1 million general liability (slip and fall coverage). This package policy, paired with its unique medical office endorsement, offers broad and relevant protection specially designed for medical practices.

This enhanced product includes many highlights:
  • Accounts receivable: $250,000 per premises
  • Accounts receivable in transit: $250,000
  • Valuable papers (including patient records): $100,000 per location
  • Newly acquired business personal property (BPP): $500,000
  • Interruption of computer operations: $25,000
  • Spoilage: $50,000
  • Equipment breakdown
We can also provide an umbrella policy to supplement coverage gaps in your business owners policy.

Contact me!
To learn more about ways to protect your office with business owners insurance, call me at (206) 343-7300 or (800) 962-1399, or e-mail me at janet@phyins.com.

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Physicians Insurance Agency
Physicians Insurance Agency is licensed under the name of Association Insurance Services, Inc. Physicians Insurance Agency/Association Insurance Services, Inc. is licensed to do business in Washington, Oregon, and Idaho.



NOTE: These brief descriptions do not offer or change coverage. All insurance policies are controlled by the terms of the policies.

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