Medical Professional Liability

Physicians Insurance provides top-of-the-line professional liability solutions to over 8500 physicians, physician groups. As a mutual company owned by our members, we are committed to our mission, to protect, defend and support our members.

Coverage Highlights

  • Medical Professional Liability coverage, which includes coverage for both direct patient treatment and for vicarious liability for the conduct of other insureds
  • Peer Review Liability coverage
  • Criminal Defense Reimbursement Coverage
  • HIPAA defense cost reimbursement coverage
  • Defense cost reimbursement coverage for disciplinary proceedings
  • Trial attendance reimbursement: $1,000 per half day/$2,000 full day up to $40,000 per claim
  • Breach Response
  • Incident trigger includes potential claims
  • Consent to settle
  • Defense costs outside of the limits of liability