Current Opportunities

Physicians Insurance A Mutual Company provides traditional, first-dollar medical professional liability insurance, medical stop loss, provider excess, and reinsurance coverage to more than 8,500 physicians, practices, corporations, and hospitals in Washington, Idaho, Oregon, and Wyoming. Through its subsidiaries, the company also provides alternative risk financing vehicles and captive management with corresponding risk-management consulting, continuing medical education, and claims administration services. Founded in 1981, Physicians Insurance has grown to be the largest locally-based insurer of physicians in its region, and is rated A- (Excellent) by A.M. Best Company. Physicians Insurance maintains corporate headquarters in Seattle, with regional and subsidiary offices in Spokane, WA, Portland, OR, Milton, VT, and Orlando, FL. We are proud to have a long history of excellent operating results and a commitment to our policyholders, our employees, and the communities we serve. We currently have an exciting opportunity for an Executive Assistant to the CEO.

Position Summary:

The Senior Underwriter is primarily responsible for the selection and pricing of risk, both for new business and at renewal, including in-depth review of customer needs and the ability to apply their knowledge of policy, rating programs and amendatory endorsements to provide appropriate coverage at the appropriate price.  This position works with varying departments throughout the company, including interacting with policy holders and potential insureds.

Responsibilities:

Responsibilities include but are not limited to the following:

  • Performs technical underwriting tasks and analysis which includes investigating and reviewing or making approval/denial decisions, reviewing and assessing coverage needs or preparing endorsements, regular re-underwriting of existing accounts.
  • Performs company policy services, including correspondence, reviewing letters on information and policy interpretation, and reviewing and/or developing policy endorsements.
  • Develops and maintains a working knowledge of underwriting policies, coverages, rules, rates and forms and underwriting guidelines, as well as actively participate in suggesting modifications, new policies or programs.
  • Produces an underwriting profit that enhances policyholder surplus allowing the company to better serve its policyholders and the physician community of the territories that we serve.
  • Mentors and trains junior underwriters.
  • Communicates with physicians, clinic managers, state medical association staff, hospital personnel and administrators, insurance brokers and agents. This includes gathering necessary policy information, advising and counseling on denials and endorsements. 
Requirements / Qualifications:
  • A 4-year college degree or equivalent work experience.
  • 6+ years of professional liability underwriting experience with a history of increasing responsibility and authority in hospital/facility or other non-medical lines of business, such as Directors and Officers Liability, Employment Practices Liability, Cyber Liability, or General Liability are strongly desired
  • Demonstrated technical ability to work with Microsoft Office.
  • Strong written communication skills with the ability to provide concise reports, referrals and summaries to senior management
  • Excellent interpersonal skills with the ability to present effectively to large or small groups.
  • Excellent analytical and computer skills, with a demonstrated ability to use data analytics and make appropriate conclusions based upon results.
  • Excellent time management and prioritization skills.
  • Strong commitment to customer service, quality, and working in a collaborative team environment.
  • Demonstrated knowledge of underwriting principles and insurance policies.
How To Apply

To apply for this position at Physicians Insurance, please send us a resume at recruiter@phyins.com.

Physicians Insurance A Mutual Company provides traditional, first-dollar medical professional liability insurance, medical stop loss, provider excess, and reinsurance coverage to more than 8,500 physicians, practices, corporations, and hospitals in Washington, Idaho, Oregon, and Wyoming. Through its subsidiaries, the company also provides alternative risk financing vehicles and captive management with corresponding risk-management consulting, continuing medical education, and claims administration services. Founded in 1981, Physicians Insurance has grown to be the largest locally-based insurer of physicians in its region, and is rated A- (Excellent) by A.M. Best Company. Physicians Insurance maintains corporate headquarters in Seattle, with regional and subsidiary offices in Spokane, WA, Portland, OR, Milton, VT, and Orlando, FL. We are proud to have a long history of excellent operating results and a commitment to our policyholders, our employees, and the communities we serve. We currently have an exciting opportunity for an Senior Claims Representative.

Position Summary:

The Senior Claims Representative is responsible for national medical malpractice claim services. This includes performing claims investigation, evaluation, negotiation, settlement; meeting National and State reporting requirements; retaining and coordinating work of defense attorneys and expert witnesses; representing Experix and Physicians Insurance clients; and maintaining claims-related relationships with physicians, other insurance companies, and other organizations. This position may also include claims handling on behalf of Physicians Insurance in WA, OR, ID, AK, and WY.

Responsibilities:

Responsibilities include but are not limited to the following:

  • Opening claims, strategizing, and developing investigation priorities and schedules while initiating and maintaining communications with physicians, administrators, attorneys, expert witnesses, and other insurance companies.
  • Coordinating and performing claim investigation, negotiations, legal defense, and settlement activities. This includes handling incident reporting, reserving, research, and evaluation.
  • Presenting claim investigations at Claims Committee meetings. 
  • Planning and implementing defense and litigation strategies.  This includes pre-trial and trial preparations and attending meetings, depositions, and mediations in WA, OR, ID, AK, and WY.
  • Analyzing claims, defense counsel, settlements and other results.
  • Facilitating relations with defense counsel, consulting physicians, expert witnesses, co-defendants, other insurance companies, and legal defense specialists.
Requirements / Qualifications:
  •  A 4-year college degree or equivalent work experience
  • Five plus years of  professional medical liability claims experience with a history of increasing claims responsibility and authority
  • Excellent analytical and detail-oriented skills
  • Excellent investigation, research, and negotiation skills
  • Demonstrated time management and prioritization skills
  • Demonstrated knowledge of insurance policies and coverages
  • Strong commitment to customer service, quality, and working in a collaborative team environment
  • Excellent interpersonal, verbal, and written communication skills. Ability to present effectively to large or small groups.  
  • Demonstrated technical ability to work with Microsoft Office, ShareFile and Adobe Acrobat Pro
  • A valid driver’s license is required with the ability to travel
  • Ability to lift or carry up to 40 pounds
How To Apply

To apply for this position at Physicians Insurance, please send us a resume at recruiter@phyins.com

Benefits and Perks

Retirement Plans

We match 100% of your Traditional and Roth 401(k) contributions, up to 6.6%. The Money Purchase Plan is fully funded by us and provides an additional 10% of your compensation for your retirement.

Tax-free Spending Accounts

You can deduct funds pre-tax from your paycheck to pay for dependent child care, as well as for medical expenses through FSA and HSA health accounts. This reduces your taxable income, which keeps more of your earnings in the bank.

Health Insurance

We provide medical, dental, and vision insurance, with generous employer-subsidized premiums. 

Annual Incentive Award

Employees are eligible for an annual company bonus, based on company performance and individual results.

Paid Parental Leave

We offer four weeks of 100% paid time off for mothers, fathers, and adoptive parents - in addition to the weeks of medical leave that our employed mothers receive through our Salary Continuation plan.

Transportation

We subsidize ORCA passes and offer pre-tax parking reimbursement up to the IRS allowable amount, to make your daily commute a bit better. 

Charitable Giving

We match your charitable donations up to $1,500 for company-sponsored campaigns, plus, we participate in United Way’s annual Day of Caring. 

Life and Disability Insurance

We pay 100% for Life and Accidental Death and Dismemberment Insurance, as well as for Disability Insurance for our employees in case of sudden illness or injury.

Education Reimbursement

We reimburse approved, job-related courses at the IRS tax-exempt maximum - up to $5,250 per year. Plus, reimbursements are available for certain professional designations!

Physicians Insurance has provided me with ample opportunity for growth. I have no doubt that the skills and experience I have gained so far will be valuable for the rest of my career. This company values the input of its employees at every level, and recognizes how employee satisfaction can impact the company’s overall success.

Mary
Risk Management
Employee since 2016