The following resources have been compiled to support you during the COVID-19 outbreak and answer questions about liability. We are continually updating these resources as needed.
Additional COVID-19 resources, alongside additional risk management topics, can be found in our Resource Library located in the risk management area of our website.
This page last updated 10/14/22 with:
- Employer's Guide to COVID-19
Dear Member,
This is an unprecedented time of challenge in healthcare. And while there are currently more questions than answers out there—and more needs than resources to meet them—one thing you can count on is:
Physicians Insurance has your back!
We are here to support and protect you as you support and protect the health of our communities. Our policy form has always been broad, covering a wide range of circumstances and situations. And our website is filled with tools and resources to help you make decisions for your practice, and guidance on how to engage with and care for your patients.
Please continue to exercise good clinical judgment and prioritize patient health and safety above other concerns, regardless of the modality in which you deliver care. And count on Physicians Insurance to be in your corner with coverage and information to help you deliver safe care to your patients and community. Should liability arise in the future, Physicians Insurance will work with defense counsel to ensure that any and all defenses (good Samaritan laws, etc.) are made. If you have questions about specific coverage areas, please call your underwriter. Know that Physicians Insurance, and our panel of expert defense attorneys and claim professionals, are here to make sure you’re defended and protected.
In times like these, one benefit of being part of a mutual company is more apparent than ever: we are in this together, and we will stand by you.
We remain fully operational and accessible. Please feel free to call us at (800) 962-1399 or explore this website for resources.
Effective 4/13/20, Physicians Insurance is waiving the 2.5% service fee on monthly installment billing plans for the remainder of the year. This applies to all policyholders in all states. We are also allowing policyholders to transition from a quarterly installment plan to a monthly plan in order to provide them with cash flow relief; arrangements for this type of transition should be made directly with the underwriting department. (Note: Invoices printed April 13th do not include service fees.)
During the pandemic, providers may be working fewer hours or groups may be called to work in a different setting and end up working at, or near typical, weekly hours. Once the ban on elective care was lifted, providers may have picked up extra hours to make up for lost time, making the average hours what they would have been if they had worked their regular schedule the whole year through. Please evaluate your individual situation.
If you would like to request a part time change to your policy, please complete the COVID-19PT form along with a roster to let us know which physicians had reduced hours, their reduced hours per week, the requested effective date and return to pre-COVID-19 hours date if less than 90 days. Otherwise, 90 days from the requested effective date will be the return hours date. Please return the form to COVID19@phyins.com.
How does my policy respond to COVID-19?
Your professional liability policy with Physicians Insurance provides coverage for damages arising out of direct patient treatment rendered by an insured in the practice of the insured’s profession and on behalf of the named insured, or because of the insured’s vicarious liability, provided that such damages are a result of an injury arising out of a medical incident.
Under these broad definitions, liability resulting from clinical and/or administrative decisions related to the testing, screening, treatment and triage of COVID-19 patients, including decisions regarding when and how to best provide care to non-COVID-19 patients during this time, will be covered under your Physicians Insurance policy, subject to all other applicable policy conditions e.g. reporting within the policy period; etc.
Does my policy cover telemedicine?
Yes. Telemedicine is covered under the definitions above, and your policy does not contain any additional exclusions on telemedicine.
Does my policy cover any volunteer services I choose to provide?
Yes. Volunteer patient treatment is covered under the definitions above, and your policy does not contain any additional exclusions on volunteer patient treatment.
Does my policy cover privacy violations?
Your professional liability coverage covers allegations of violations of the right of patient privacy. If the Declarations Page of your policy indicates you have purchased HIPAA Defense Coverage, you have coverage for defense of HIPAA regulatory actions up to the indicated limit. Similarly, if your Declarations Page indicates you have purchased the Cyber Liability Endorsement, you have coverage for defense of privacy breaches up to the indicated limit.
How does my policy respond to COVID-19 vaccine mandates?
Professional liability resulting from clinical or administrative decisions made in good faith compliance with applicable state law and executive orders regarding any COVID-19 vaccine mandate, including any alleged transmission of COVID-19 by an insured healthcare provider to a patient arising out of direct patient treatment, is covered under the broad definitions above subject to all other policy terms and conditions.
Evidence of intentional disregard for state law or executive orders could result in a denial of coverage under your policy’s exclusion for fraudulent/criminal acts.
How does my Employment Practices Liability endorsement respond to employee COVID-19 vaccine mandates?
Your Employment Practices Liability endorsement provides coverage for damages for a wrongful employment act arising out of discrimination, subject to all other policy terms and conditions. This would include allegations of discrimination on the basis of religion or disability arising from enforcement of an employee COVID-19 vaccine mandate. This broad definition of wrongful employment act also includes coverage for claims of wrongful termination or demotion arising from the enforcement of a vaccine mandate.
In general, allegations of any violations of any union rules or wage and hour regulations are not covered. Not all policyholders have purchased Employment Practices Liability coverage. Please contact your underwriter for questions regarding your exact coverage.
Is there anything we can do to reduce our liability and regulatory exposure?
Please continue to consult Risk Management resources available here (phyins.com/resources and phyins.com/COVID19), exercise good clinical judgment and prioritize patient health and safety above other concerns. Should liability arise in the future, please know that Physicians Insurance, and our panel of expert lawyers and Claim professionals, are here to make sure you’re defended and protected.
For specific risk management questions contact our Risk Management Department: riskmanagement@phyins.com.
[1] Direct patient treatment is defined as: “any direct treatment, consultation, diagnostic tests or procedures, therapeutic procedures, pathological analyses, reports, or any other associated health care services. Direct patient treatment includes, but is not limited to, the furnishing of food and beverages in connection with providing patient treatment; dispensing of drugs, medical or dental supplies and appliances; and performing post-mortem procedures, including autopsies or harvesting of organs.”
[2] Professional Liability Injury means damages for the following injuries and offenses provided that such injuries or offenses arise, in whole or in part, out of a medical incident:
- bodily injury;
- physical injury to or destruction of tangible property;
- violation of the right of privacy of a patient of an insured; or
- defamation of a patient of an insured.
[3] Medical Incident means an act or omission or a series of related acts or omissions occurring in the course of direct patient treatment, regardless of the number of persons claiming damages arising out of such acts or omissions.
*Discrimination means any violation of employment discrimination laws including any actual, alleged or constructive termination of the employment relationship, a demotion or failure or refusal to hire or promote, denial of an employment benefit, or the taking of any adverse or differential action because of race, color, religion, age, sex, disability, pregnancy, sexual orientation, genetic makeup, or national origin, or any other basis prohibited by federal, state or local law.
*Wrongful employment act means any of the below, whether actual or alleged, but only if employment-related and claimed by or on behalf of an employee, and only if committed or allegedly committed by any of the insureds in their capacity as such:
1. termination, whether actual or constructive, of an employment relationship in any manner that is against the law or wrongful;
2. wrongful demotion or reassignment, wrongful failure to hire, promissory estoppel or intentional interference with contract, which arise from an employment decision to employ, terminate, evaluate, discipline, promote or demote;
3. defamation, infliction of emotional distress or mental anguish, humiliation, false imprisonment, invasion of privacy or other personal injury allegations which arise from the terminating, disciplining, promoting or demoting of an employee;
4. breach of an implied employment contract or breach of the covenant of good faith and fair dealing in such implied employment contract;
5. discrimination;
6. harassment;
7. violation of the Family Medical Leave Act or similar state or local law;
8. violation of the Uniformed Services Employment and Reemployment Rights Act;
9. breach of an employee’s federal, state or local civil rights including, but not limited to any violation of the Civil Rights Act of 1886 or 42 U.S.C. Section 1983;
10. retaliation against any employee;
11. wrongful deprivation of career opportunity, denial of training or negligent evaluation;
12. negligent retention, supervision, hiring, or training, which results in any of the other offenses listed in this definition; or
13. failure to provide or enforce consistent workplace or employment-related corporate policies and procedures.
How does my policy respond to COVID-19?
Your professional liability policy with Physicians Insurance provides coverage for damages arising out of direct patient treatment rendered by an insured in the practice of the insured’s profession and on behalf of the named insured, or because of the insured’s vicarious liability, provided that such damages are a result of an injury arising out of a medical incident.
Under these broad definitions, liability resulting from clinical and/or administrative decisions related to the testing, screening, treatment and triage of COVID-19 patients, including decisions regarding when and how to best provide care to non-COVID-19 patients during this time, will be covered under your Physicians Insurance policy, subject to all other applicable policy conditions e.g. reporting within the policy period; etc.
Does my policy cover telemedicine?
Yes. Telemedicine is covered under the definitions above, and your policy does not contain any additional exclusions on telemedicine.
Does my policy cover any volunteer services I choose to provide?
Yes. Volunteer patient treatment is covered under the definitions above, and your policy does not contain any additional exclusions on volunteer patient treatment.
Does my policy cover privacy violations?
Your professional liability coverage covers allegations of violations of the right of patient privacy. If the Declarations Page of your policy indicates you have purchased HIPAA Defense Coverage, you have coverage for defense of HIPAA regulatory actions up to the indicated limit. Similarly, if your Declarations Page indicates you have purchased the Cyber Liability Endorsement, you have coverage for defense of privacy breaches up to the indicated limit.
How does my policy respond to COVID-19 vaccine mandates?
Professional liability resulting from clinical or administrative decisions made in good faith compliance with applicable state law and executive orders regarding any COVID-19 vaccine mandate, including any alleged transmission of COVID-19 by an insured healthcare provider to a patient arising out of direct patient treatment, is covered under the broad definitions above subject to all other policy terms and conditions.
Evidence of intentional disregard for state law or executive orders could result in a denial of coverage under your policy’s exclusion for fraudulent/criminal acts.
How does my Employment Practices Liability endorsement respond to employee COVID-19 vaccine mandates?
Your Employment Practices Liability endorsement provides coverage for damages for a wrongful employment act arising out of discrimination, subject to all other policy terms and conditions. This would include allegations of discrimination on the basis of religion or disability arising from enforcement of an employee COVID-19 vaccine mandate. This broad definition of wrongful employment act also includes coverage for claims of wrongful termination or demotion arising from the enforcement of a vaccine mandate.
In general, allegations of any violations of any union rules or wage and hour regulations are not covered. Not all policyholders have purchased Employment Practices Liability coverage. Please contact your underwriter for questions regarding your exact coverage.
Is there anything we can do to reduce our liability and regulatory exposure?
Please continue to consult Risk Management resources available here (phyins.com/resources and phyins.com/COVID19), exercise good clinical judgment and prioritize patient health and safety above other concerns. Should liability arise in the future, please know that Physicians Insurance, and our panel of expert lawyers and Claim professionals, are here to make sure you’re defended and protected.
For specific risk management questions contact our Risk Management Department: riskmanagement@phyins.com.
[1] Direct patient treatment is defined as: “any direct treatment, consultation, diagnostic tests or procedures, therapeutic procedures, pathological analyses, reports, or any other associated health care services.”
[2] Injury means:
a. physical injury, sickness, disease, mental injury, or mental anguish sustained by a person, including death resulting from any of these at any time;
b. invasion of privacy of a patient arising out of direct patient treatment;
c. defamation of a patient arising out of direct patient treatment; or
d. property damage.
[3] Medical Incident means an act or omission or a series of related acts or omissions occurring in the course of direct patient treatment rendered by one or more insureds in the course and scope of their duties to the named insured, regardless of the number of persons claiming damages arising out of such acts or omissions.
* Discrimination means termination of the employment relationship, a demotion, or failure or refusal to hire or promote or denial of an employment benefit or the taking of any adverse or differential action because of race, color, religion, age, sex, disability, pregnancy, sexual orientation, genetic makeup, or national origin, or any other basis prohibited by federal, state or local law.
* Wrongful Employment Act means any of the below, whether actual or alleged, but only if employment-related and claimed by or on behalf of an Employee, and only if committed or allegedly committed by any of the Insureds in their capacity as such:
a. termination, whether actual or constructive, of an employment relationship in any manner which is against the law or wrongful;
b. wrongful demotion, wrongful failure to hire, promissory estoppel and intentional interference with contract, which arise from an employment decision to employ, terminate, evaluate, discipline, promote or demote;
c. defamation, infliction of emotional distress or mental anguish, humiliation, false imprisonment, invasion of privacy and other personal injury allegations which arise from the terminating, disciplining, promoting or demoting of an Employee;
d. breach of an implied employment contract and breach of the covenant of good faith and fair dealing in such implied employment contract;
e. Discrimination;
f. Harassment;
g. violation of the Family Medical Leave Act or similar state or local law;
h. violation of the Uniformed Services Employment and Reemployment Rights Act; breach of an Employee’s federal, state or local civil rights including but not limited to any violation of the Civil Rights Act of 1886 or 42 U.S.C. Section 1983;
j. Retaliation against any Insured;
k. wrongful deprivation of career opportunity or negligent evaluation;
l. negligent retention, supervision, hiring, or training, which results in any of the other offenses listed in this definition; or
m. failure to provide or enforce consistent workplace or employment-related corporate policies and procedures.
How does my policy respond to COVID-19?
Your professional liability policy with Physicians Insurance provides coverage for damages arising out of direct patient treatment rendered by an insured in the practice of the insured’s profession and on behalf of the named insured, or because of the insured’s vicarious liability, provided that such damages are a result of an injury arising out of a medical incident.
Under these broad definitions, liability resulting from clinical and/or administrative decisions related to the testing, screening, treatment and triage of COVID-19 patients, including decisions regarding when and how to best provide care to non-COVID-19 patients during this time, will be covered under your Physicians Insurance policy, subject to all other applicable policy conditions e.g. reporting within the policy period; etc.
Does my policy cover telemedicine?
Yes. Telemedicine is covered under the definitions above, and your policy does not contain any additional exclusions on telemedicine.
Does my policy cover volunteer work performed by my providers?
If you have a healthcare facility policy, any providers who are volunteering healthcare services at the direction or on behalf of the named insured (the group or clinic), are covered as “insureds” under the policy.
If you have a corporate/partnership professional liability policy, any paramedical employees or non-physician staff who are volunteering healthcare services at the direction or on behalf of the named insured (the group or clinic) are covered as “insureds” under the policy. Your physicians and surgeons are covered for any volunteer services they choose to provide under the terms of their own individual policy.
Does my policy cover privacy violations?
Your professional liability coverage covers allegations of violations of the right of patient privacy. If the Declarations Page of your policy indicates you have purchased HIPAA Defense Coverage, you have coverage for defense of HIPAA regulatory actions up to the indicated limit. Similarly, if your Declarations Page indicates you have purchased the Cyber Liability Endorsement, you have coverage for defense of privacy breaches up to the indicated limit.
How does my policy respond to COVID-19 vaccine mandates?
Professional liability resulting from clinical or administrative decisions made in good faith compliance with applicable state law and executive orders regarding any COVID-19 vaccine mandate, including any alleged transmission of COVID-19 by an insured healthcare provider to a patient arising out of direct patient treatment, is covered under the broad definitions above subject to all other policy terms and conditions.
Evidence of intentional disregard for state law or executive orders could result in a denial of coverage under your policy’s exclusion for fraudulent/criminal acts.
How does my Employment Practices Liability endorsement respond to employee COVID-19 vaccine mandates?
Your Employment Practices Liability endorsement provides coverage for damages for a wrongful employment act arising out of discrimination, subject to all other policy terms and conditions. This would include allegations of discrimination on the basis of religion or disability arising from enforcement of an employee COVID-19 vaccine mandate. This broad definition of wrongful employment act also includes coverage for claims of wrongful termination or demotion arising from the enforcement of a vaccine mandate.
In general, allegations of any violations of any union rules or wage and hour regulations are not covered. Not all policyholders have purchased Employment Practices Liability coverage. Please contact your underwriter for questions regarding your exact coverage.
Is there anything we can do to reduce our liability and regulatory exposure?
Please continue to consult Risk Management resources available here (phyins.com/resources and phyins.com/COVID19), exercise good clinical judgment and prioritize patient health and safety above other concerns. Should liability arise in the future arise in, please know that Physicians Insurance, and our panel of expert lawyers and Claim professionals, are here to make sure you’re defended and protected.
For specific risk management questions contact our Risk Management Department: riskmanagement@phyins.com.
[1] Direct patient treatment is defined as: “any direct treatment, consultation, diagnostic tests or procedures, therapeutic procedures, pathological analyses, reports, or any other associated health care services.”
[2] Injury means:
a. physical injury, sickness, disease, mental injury, or mental anguish sustained by a person, including death resulting from any of these at any time;
b. invasion of privacy of a patient arising out of direct patient treatment;
c. defamation of a patient arising out of direct patient treatment; or
d. property damage.
[3] Medical Incident means an act or omission or a series of related acts or omissions occurring in the course of direct patient treatment rendered by one or more insureds in the course and scope of their duties to the named insured, regardless of the number of persons claiming damages arising out of such acts or omissions.
* Discrimination means termination of the employment relationship, a demotion, or failure or refusal to hire or promote or denial of an employment benefit or the taking of any adverse or differential action because of race, color, religion, age, sex, disability, pregnancy, sexual orientation, genetic makeup, or national origin, or any other basis prohibited by federal, state or local law.
* Wrongful Employment Act means any of the below, whether actual or alleged, but only if employment-related and claimed by or on behalf of an Employee, and only if committed or allegedly committed by any of the Insureds in their capacity as such:
a. termination, whether actual or constructive, of an employment relationship in any manner which is against the law or wrongful;
b. wrongful demotion, wrongful failure to hire, promissory estoppel and intentional interference with contract, which arise from an employment decision to employ, terminate, evaluate, discipline, promote or demote;
c. defamation, infliction of emotional distress or mental anguish, humiliation, false imprisonment, invasion of privacy and other personal injury allegations which arise from the terminating, disciplining, promoting or demoting of an Employee;
d. breach of an implied employment contract and breach of the covenant of good faith and fair dealing in such implied employment contract;
e. Discrimination;
f. Harassment;
g. violation of the Family Medical Leave Act or similar state or local law;
h. violation of the Uniformed Services Employment and Reemployment Rights Act; breach of an Employee’s federal, state or local civil rights including but not limited to any violation of the Civil Rights Act of 1886 or 42 U.S.C. Section 1983;
j. Retaliation against any Insured;
k. wrongful deprivation of career opportunity or negligent evaluation;
l. negligent retention, supervision, hiring, or training, which results in any of the other offenses listed in this definition; or
m. failure to provide or enforce consistent workplace or employment-related corporate policies and procedures.
If you need a Certificate of Insurance, you can search our website at https://www.phyins.com/COI.
Does my policy cover the administration of COVID-19 vaccines?
Yes. Vaccine administration is covered under the broad definitions above, and your policy does not contain any additional exclusions on vaccine administration. In addition, there are significant liability protections for the administration of COVID-19 vaccines and other drugs approved for use under an FDA Emergency Use Authorization.
Oregon Health Authority
- OHA Public Readiness and Emergency Preparedness Act (PREP Act) Overview
- PREP Act Authorization for the Administration of COVID-19 Vaccines (oregon.gov)
Washington Dept. of Health
Who can order and administer vaccines?
- Washington Dept. of Health - List of Providers Authorized to Administer and Order Vaccines (wa.gov)
NATIONAL
American Medical Association (AMA)
American Hospital Association (AHA)
American Psychiatric Association (APA)
ECRI
U.S. Department of Health and Human Services (HHS) ASPR TRACIE:
STATE - Medical Associations
Idaho Medical Association
Oregon Medical Association (OMA)
Washington State Medical Association (WSMA)
Wyoming Medical Society
STATE - Hospital Associations
Alaska State Hospital and Nursing Home Association (ASHNHA)
Idaho Hospital Association (IHA)
Oregon Association for Hospitals and Health Systems (OAHHS)
Washington State Hospital Association (WSHA)
State Snapshot: A COVID-19 Report - A report that shares state responses to combat the COVID-19 outbreak
Source: Stateside Government Relations
Date: June 30, 2021
State Vaccine Snapshot - A report that shares links to each states' vaccination plan
Source: Stateside Government Relations
National Surge Resources
Design for Implementation of a System-Level ICU Pandemic Surge Staffing Plan
Design for Implementation of a System-Level ICU Pandemic Surge Staffing Plan (nih.gov)
Source: NIH.gov
Date: June 15, 2020
Strategies to Mitigate Healthcare Personnel Staffing Shortages
Strategies to Mitigate Healthcare Personnel Staffing Shortages | CDC
Source: CDC
Date: March 10, 2021
State-specific Guidance Documents
Washington:
Washington State Hospital Surge
Hospital Surge :: Washington State Department of Health
Source: WA DOH
Date: October 7, 2021
Education
The following courses for burnout and effective professional communication are located in the Physicians Insurance / MedChoice Resource Learning Library:
(PI login required)
- Effective Communication
- Employee Wellness- Emotional Intelligence: Awareness
- Employee Wellness- Emotional Intelligence: Feeling and Thinking
- Essentials of Communication: Effective Listening
- Working with Difficult People
- Conflict Resolution
- Employee Wellness: Stress Management
Additional Education Resources
Stress First Aid for Health Care Professionals
Stress First Aid for Health Care Professionals | AMA Steps Forward
Source: AMA Ed Hub
Date: May 6, 2021
The Public Health Emergency (PHE) is currently set to expire on January 11, 2023 and the Secretary of HHS has advised that he will provide 60 days’ notice prior to ending it.
OREGON
(OR) Privacy Implications for COVID-19
Source: Physicians Insurance
Date: June 23rd, 2022 (updated from March 30)
WASHINGTON
(WA) Privacy Implications for COVID-19
Source: Physicians Insurance
Date: June 7, 2022 (updated from March 24, 2020)
Employer's Guide to COVID-19
Source: HR Hero / BLR
Date: September 1, 2022 (updated from April 29, 2022 and May 22, 2022 and August 1, 2022)
Documentation for Risk Mitigation During a Healthcare Crisis
Source: Physicians Insurance
Date: June 17, 2020
Telehealth Modifying Requirements in Response to COVID-19
Source: Federation of State Medical Boards (FSMB)
Date: September 1, 2020
Best Practices in Videoconferencing-Based Telemental Health Guide
Source: American Psychiatric Association and American Telemedicine Association
Date: April 2018
AMA Telehealth Implementation Playbook
Source: AMA
Date: Posted June 26, 2020
Telehealth Informed Consent Onsite Visit with Second Provider
Source: Physicians Insurance
Date: May 2020
Telehealth Informed Consent for Patient at Home
Source: Physicians Insurance
Date: May 2020
Telemedicine Risk Management Considerations
Source: ASHRM
Date: 2018
Mindfulness in Nursing: A Path to Resiliency
Date: June 2021
Resource: Relias
Psychological Personal Protective Equipment (PPE)
Date: August 7, 2020
Resource: Institute for Healthcare Improvement
Peer Support: Fostering Connection and Destigmatizing Mental Health for Caregivers
Date: July 24, 2020
Resource: Institute for Healthcare Improvement
Transforming Moral Distress into Moral Resilience
Date: July 10, 2020
Resource: Institute for Healthcare Improvement
Addressing the Collective Mental Health Burden Imposed by COVID-19
Date: June 15, 2020
Resource: American Association of Colleges of Nursing (AACN)
Importance of Self-Care for Frontline Professionals
Date: June 2020
Resource: Relias
Resilience and the Road to Well-Being
Date: November 2019
Resource: Relias
ONLINE EDUCATION from Physicians Insurance (complimentary for members)
Clinical Assessment Via Telehealth Applications (1.50)
Ethical and Legal Guidelines for Telehealth (1.00)
Telehealth in Clinical Practice (1.50)
Many of the following practice management resources have been shared with us by PYA, a healthcare consulting firm with more than 30 years of experience, and locations in Atlanta, Kansas City, Knoxville, Nashville, and Tampa. You can learn more about their services and fees at https://www.pyapc.com.
One Week to Apply for FCC’s $250 Million COVID-19 Telehealth Program
Source: PYA Insights
Date: April 29, 2021
American Rescue Plan Act Expands PPP Eligibility
Source: PYA Insights
Date: March 31, 2021
The American Rescue Plan — How It “Rescues” Healthcare
Source: PYA Insights
Date: March 12, 2021
Paycheck Protection Program Application Deadline Extended
Source: PYA Insights
Date: March 31, 2021
Top Five Medicare Reimbursement Takeaways from the Coronavirus Response and Relief Supplemental Appropriations Act, 2021
Source: PYA Insights
Date: December 23, 2021
Telemedicine True-Up: Provider Pricing Post-Pandemic
Source: PYA Insights
Date: May 22, 2020
"...But Planning is Everything" -- Restarting Health System Strategy
Source: PYA
Date: May 14, 2020
Provider Practice Restarts: Not a One-Size-Fits-All Proposition
Source: PYA
Date: May 1, 2020
PYA Framework for Re-starting Our Healthcare Economy
Source: PYA
Date: April 24, 2020
Accounting for Medicare Advance Payments and Relief Fund Payments
Source: PYA Insights
Date: April 14, 2020
Relief Fund Payments Arriving in Provider Bank Accounts – with Strings Attached
Source: PYA Insights
Date: April 10, 2020
Ensuring Provider Cash Flow During the COVID-19 Pandemic—Medicare Advance Payments
Source: PYA Insights
Date: March 30, 2020
Take These Actions NOW in Preparing to Quickly Apply for a CARES Act “Small” Business Paycheck Protection Loan
Source: PYA Insights
Date: March 30, 2020
$100 Billion-Plus in CARES Act for Healthcare: 3 Ways to Get It
Source: HealthLeadersMedia.com
Date: March 29, 2020
Trump Administration Provides Financial Relief for Medicare Providers
Source: CMS.gov
Date: March 28, 2020
5 Practical Revenue Cycle Initiatives During COVID-19
Source: PYA Insights
Date: March 27, 2020
PROGRAMS
Paycheck Protection Program (PPP) - A part of the federal stimulus package (a.k.a. CARES Act), the Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. The U.S. Small Business Administration will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities. (April 2, 2020)
Economic Injury Disaster Loan Emergency Advance (EIDL) - This loan advance will provide up to $10,000 of economic relief to small businesses (under 500 employees) that are currently experiencing temporary loss of revenue. (April 2, 2020)
RECORDED WEBINARS (open to the public)
OSHA's COVID-19 Emergency Temporary Standard -- Implications and Next Steps for Healthcare Providers
Duration: 60 minutes
Originally presented: August 3, 2021
Webinar Series: A Short Course on the Consolidated Appropriations Act
Duration: Six 60-minute webinars.
Originally presented January 19th – February 4th, 2021
So You Have A PPP Loan. Now What? — A New PYA Webinar
Date: Wednesday, June 3, 2020
Source: PYA
Provider Relief Fund Payments – What We Know, What We Don’t Know, What To Do Now
The federal government is now making CARES Act Relief Fund payments to Medicare providers. These payments are not loans—they do not have to be repaid or forgiven. However, this money comes with strings attached.
Date: Friday, April 17, 2020
Source: PYA
Hospitals, Capital, and Cashflow, under COVID-19
Hospitals and providers need to think creatively, strategically, and long-term about capital and cashflow under the pressures of the COVID-19 pandemic. During this complimentary webinar hosted by PYA, we will discuss the current state of capital markets for non-profit healthcare systems, and considerations for capital management, including the role of real estate assets.
Date: April 09, 2020
Source: PYA
